The best way to Safeguard Oneself While Deciding on a Roofs Builder

There's no such thing to be over protective as it pertains to your house and your finances. There are lots of roofing contractors out there that are prepared to bend the rules to simplify things for themselves, resulting in problems for you personally and your roof. Even honest contractors make mistakes every once in a while. This is exactly why it's important to understand these 4 simple ways to protect yourself when choosing a Roofing Contractor Dallas.

Workers Compensation

Problem: You hire a roofing contractor to fix a leak on your own roof. Certainly one of their staff decides not to make use of proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a form of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so that you are saved the problem and expenses of paying those bills yourself.

Liability Insurance

Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there's an unexpected storm. Water seeps into your house and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the inner of your building. You get paying to correct the damages yourself.

Solution: If damage occurs to your residence or building that is the fault of a roofing contractor, you want to be certain they have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it's almost like there is no coverage at all. Look for coverage that doesn't exclude water damage caused by leaving a roof open.

Business License

Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you notice a leak. You try to make contact with the organization, but can't find their information. You try to check them up by their business license and you will find that there was never a business license issued for that company. You're forced Roofing Contractor Dallas to fund the repairs yourself.

Solution: Check in advance that your Roofing Contractor Dallas has a small business license. If they don't have a license, it is actually a sign that they don't know very well what they're doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and a general roofing license to install a pitched roof. A set roof installation only needs a general roofing license.

A general contractor is legally able to set up a roof with no roofing license if they have a general contractor license. However, there have been lots of cases of general contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners in addition to home owners. It is great for an over-all contractor to really have a roofing license along with their general contractors license.

In Utah, the amount for a general roofing licence is S280. The typical contractors license is B100.

If your Roofing Contractor Dallas is in the middle of working on your roof and you discover they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You're not required to pay for anything to the contractor because these were operating illegally. You can then look for a qualified contractor to correct your roof and finish the job.

Lien Waiver

Problem: Your roof has been completed and you pay the contractor. However, 2-3 weeks later, the contractor's supplier contacts you requesting a payment for the materials installed on your own roof. You see that the contractor did not pay his supplier and that you will be now accountable for that payment. It has happened and sometimes happens to you.

Solution: Be sure to request a lien waiver when the job is completed and when you pay. A lien waiver simply states that if the contractor fails to produce his payments to a supplier or employees, you're not responsible to cover them. It is ultimately in place to safeguard the home or building owner from paying twice. If you obtain the lien waiver before you spend, it's conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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